▸ Classification · Motor / Trade
Data sourced live from DVLA, MIAFTR, PNC and the UK lender register at lookup time.
Typical lookup completes in under one second from the UK.
Built and supported in the UK as part of the consumer side of the network.
/ Insurance shortcuts
Most people checking a vehicle on motorinspect.co.uk need cover for it within the same day or week. Rather than send you back to a comparison site, the four panels below route directly to UK specialists for the most common short-notice insurance situations.
Fully comprehensive 1–28 day cover on any UK car you don't own. Quote in under two minutes, policy documents and MID registration delivered before you set off.
Get a day quote →via TempcoverLearner driverShort-term learner insurance for new and provisional drivers on a borrowed or family car. Claims are isolated to the learner's policy so the car-owner's no-claims bonus is protected.
Quote learner cover →via VeygoImpounded releaseStandard annual insurers routinely refuse impound cases. This is the specialist 30-day standalone policy every UK pound and police force accepts. Documents in minutes.
Quote impound cover →via Tempcover ImpoundedAnnual comparisonAnnual fully comprehensive quotes from the UK panel of insurers, with named-driver, telematics and classic-car options included on the same quote stack.
Compare annual →via Confused.comWe earn a commission on policies bound through these partners. The commission does not affect the price you are quoted.
The 0-100 risk score is a weighted composite: 35% outstanding finance, 25% write-off markers, 20% mileage anomalies, 10% theft markers, 5% plate change pattern, 5% MOT advisory pattern. The component weights are listed beside the score in every report so you can see why a number moved.
The report stops where the public and licensed data ends. It does not contain information from any single insurer's internal claims database beyond what insurer has shared with MIAFTR. It does not contain manufacturer service records unless the manufacturer participates in the relevant data-sharing scheme.
A clean check confirms that, at the moment of lookup, no UK insurer has filed a total-loss marker, no lender has registered an open agreement and no police force has reported the vehicle stolen. It does not confirm mechanical condition, repair quality, or work carried out in cash and never declared to an insurer. Treat the report as the legal and financial backstop to an in-person inspection, not a replacement for one.
/ Brand consolidation
motorinspect.co.uk is now part of Expert Car Check — the consolidated UK vehicle-data platform that several of these older brands have joined. The data sources are unchanged: DVLA's vehicle record, DVSA's MOT history, MIAFTR for write-offs, the Police National Computer feed for theft markers and the UK lender register for outstanding finance. The team, the underwriting partners and the support contact are the same. What's changed is that the work that was previously spread across several smaller brands now sits in one place, which keeps response times tight and the underlying registers maintained against current DVLA schemas. Bookmarks and historic links to motorinspect.co.uk continue to resolve here. If you were referred to motorinspect.co.uk by a previous report, broker or print listing, this is the right page — there is no further redirect to chase.
Visit expertcarcheck.com →/ Common questions
12 months for consumer accounts, for the duration of the agreement for trade accounts. Raw inputs are available on request for any dispute.
Cars, vans, motorbikes and HGVs through a single registration entry point. The report adapts to the vehicle class returned by DVLA so commercial-specific fields appear for commercials and bike-specific fields for motorcycles.
Yes — Northern Ireland DVA records are included, with the caveat that NI MOT digital records pre-2014 are less complete than GB records of the same era.
Yes — trade accounts get a callable API with batch endpoints for auction-lane workflows. Same data, same risk model, returned as JSON for integration into stock and bid-decision tools.
/ Also in motor / trade
/ Begin
One field. A typical lookup completes in under a second, using the same UK vehicle records relied on by trade buyers and insurers.