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Temporary UK Insurance

Short-term cover, sized to the trip — not the year.

Fully comprehensive cover from one hour up to 28 days, for the moments annual insurance can't see — drive-aways, house moves, gig shifts, practice runs and weekend trips. Built around the FCA-regulated UK specialists who actually underwrite this risk.

  • From 1 hour
    Up to 28 days, live in minutes.
  • Fully comp
    FCA-regulated UK insurers only.
  • No NCB hit
    Doesn't touch the owner's annual policy.
FCA-regulated UK insurer panel

Coverage scope

The £1,000,000 data guarantee applies only to vehicle history reports and data audits ordered through Expert Car Check. It does not apply to, and is not connected with, any short-term insurance, day insurance or any other insurance product arranged through this site.

Pick your cover

Six short-term products. Same FCA panel. One CTA.

Short-term car insurance
Live

Fully comprehensive UK car cover from one hour up to 28 days. Ideal for collecting a newly bought car, sharing the drive on a long trip, borrowing a friend's vehicle or insuring a second car you only use occasionally — without putting a dent in your annual policy.

Short-term van insurance
Live

Fully comprehensive cover for light commercial vehicles up to 3.5 tonnes — from one hour up to 28 days. Built for house moves, trade jobs, helping a mate shift a sofa, or covering yourself while the regular driver is off.

Short-term learner insurance
Live

Fully comprehensive provisional licence cover for learners practising in a parent's, partner's or instructor's private car. From two hours up to five months, with zero impact on the car owner's annual policy if you have an accident.

Short-term courier insurance
Live

Hire-and-reward cover for car and van couriers — from one day up to 28 days. Sign up for a single Saturday on Deliveroo, cover a week-long Amazon Flex peak, or insure a parcel route while your annual policy renews. Standard private car insurance does not cover paid delivery work.

Short-term taxi insurance
Launching shortly

We're finalising agreements with FCA-regulated H&R specialists to offer short-term taxi and private hire vehicle (PHV) cover from 1 day up to 28 days. Built for Uber, Bolt and Addison Lee drivers, local council-licensed hackney carriages, and PHV operators who need temporary cover for a replacement vehicle.

Short-term motorhome insurance
Live

Fully comprehensive cover for motorhomes, campervans and caravanettes from 1 day up to 28 days. Built for owners who only use the van a handful of times a year, family members borrowing the camper for a fortnight, and drive-away cover after buying a motorhome privately.

How temporary cover pairs with a vehicle history check

  1. 1. Run the registration through Expert Car Check — confirm no outstanding finance, write-offs or mileage anomalies.
  2. 2. Pick the short-term product that fits the use — drive-away, gig shift, learner practice, house move.
  3. 3. Hand over the money, tax the vehicle through DVLA, drive home insured.
Check a reg first

Expert Car Check is not an insurer or insurance broker. Where indicated, links direct you to FCA-regulated third-party providers. Always read the policy wording, eligibility criteria and excess in full before buying. Pricing shown across these pages is indicative and depends on driver, vehicle and use.