Question 1

What if no finance is found?

Accepted Answer

That is good news. The report will show a clear finance marker with a timestamp, so you have documented proof the vehicle had no outstanding HP, PCP or lease agreement at the moment of the check. This is typically the most valuable single data point for a buyer.

Question 2

How is this different from HPI?

Accepted Answer

We cross-reference the same underlying registers (Experian, MIAFTR, PNC, DVLA) but present them in a single forensic narrative rather than a raw data dump. Our Gold and Platinum tiers also include mileage anomaly detection and plate/VIN provenance that basic HPI checks often omit.

Question 3

What does the Gold report include?

Accepted Answer

Gold is the full forensic provenance check: outstanding finance, insurance write-off category, stolen-marker status, mileage anomaly detection, and plate/VIN provenance. It is the tier most professional buyers choose.

Question 4

Are the prices one-off or subscription?

Accepted Answer

All paid tiers are one-off per vehicle. There is no recurring subscription, no auto-renewal, and no account lock-in. Pay once, get the report, done.

Question 5

What does the £1,000,000 guarantee cover?

Accepted Answer

Platinum-tier reports are backed by a £1,000,000 data accuracy guarantee. If a guaranteed data point (outstanding finance, write-off status, stolen marker, mileage anomaly, or VIN mismatch) is materially incorrect on the day the report was generated, and you suffer a direct financial loss as a result, we will reimburse your loss up to the cap. Full terms apply.

Question 6

How quickly will I get my report?

Accepted Answer

Most reports are generated within 10 seconds. In rare cases where a third-party register is under maintenance, the maximum wait is under 60 seconds. You will see live progress as each data source is queried.

Capability	Intake	Silver	Gold	Platinum
DVLA registration data
Full MOT history
Outstanding finance
Insurance write-off (MIAFTR)
Stolen marker (PNC)
Mileage anomaly detection
Plate & VIN provenance
Forensic provenance summary
Estimated trade & retail valuation
Priority forensic support

Choose your clearance level.

Feature Matrix

Frequently asked questions