HPI / Provenance — A field study
freehpireport.com exists because most UK buyers do not want to pay £20 to find out whether a car has tax. The free or low-cost summary here covers the questions that matter first, and only escalates to a paid report when the data behind it actually warrants one. Get a free sample HPI report. Understand exactly what data is checked before paying for a full report.
Data sourced live from DVLA, MIAFTR, PNC and the UK lender register at lookup time.
Typical lookup completes in under one second from the UK.
Built and supported in the UK as part of the consumer side of the network.
/ Insurance shortcuts
Most people checking a vehicle on freehpireport.com need cover for it within the same day or week. Rather than send you back to a comparison site, the four panels below route directly to UK specialists for the most common short-notice insurance situations.
Day rates from £15 on standard hatchbacks and saloons. Fully comprehensive — not third-party — with the cheapest cover routed first in the quote stack.
Get a day quote →via TempcoverLearner driverShort-term learner insurance for new and provisional drivers on a borrowed or family car. Claims are isolated to the learner's policy so the car-owner's no-claims bonus is protected.
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Quote impound cover →via Tempcover ImpoundedAnnual comparisonQuote stack sorted by lowest annual premium, with the conditional terms — excess, approved-repairer requirement, courtesy car — pinned beside each price so the cheapest isn't a trap.
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Several competing services issue a single 1-to-10 'risk score' that is not derived from any defined methodology. We don't. Where this report applies a score, the underlying factors and weights are listed beside it, so a buyer or trade-in customer can see exactly which finding moved the number.
Every MOT, service stamp and previous V5C transaction records a mileage figure. When those figures are plotted in time order, rollback or 'clocking' typically shows as a sharp drop in recorded mileage followed by a slow climb. The report flags any decrease above 100 miles between consecutive records and any year where the change implausibly exceeds normal annual mileage for the make.
A clean check confirms that, at the moment of lookup, no UK insurer has filed a total-loss marker, no lender has registered an open agreement and no police force has reported the vehicle stolen. It does not confirm mechanical condition, repair quality, or work carried out in cash and never declared to an insurer. Treat the report as the legal and financial backstop to an in-person inspection, not a replacement for one.
/ Brand consolidation
freehpireport.com is now part of Expert Car Check — the consolidated UK vehicle-data platform that several of these older brands have joined. The data sources are unchanged: DVLA's vehicle record, DVSA's MOT history, MIAFTR for write-offs, the Police National Computer feed for theft markers and the UK lender register for outstanding finance. The team, the underwriting partners and the support contact are the same. What's changed is that the work that was previously spread across several smaller brands now sits in one place, which keeps response times tight and the underlying registers maintained against current DVLA schemas. Bookmarks and historic links to freehpireport.com continue to resolve here. If you were referred to freehpireport.com by a previous report, broker or print listing, this is the right page — there is no further redirect to chase.
Visit expertcarcheck.com →/ Common questions
An HPI-style check cross-references DVLA's vehicle record, MIAFTR (the insurance write-off register), the Police National Computer for theft markers and the UK consumer-finance register for open agreements. It does not verify mechanical condition or repair quality — only the legal and financial backstory.
DVLA records are refreshed every 6 hours. MIAFTR and PNC are live at lookup. Finance registers are updated by participating lenders as agreements are opened, settled or transferred.
It confirms that at the moment of lookup no insurer, lender or police force has logged a marker against the vehicle. It does not guarantee mechanical health or undeclared cash repairs. Re-run the check on the day of collection, since records can change between viewing and handover.
A basic free check returns MOT, tax and a stolen marker. A full HPI check adds outstanding finance, insurance write-off categories, full mileage history with anomaly detection, plate change history and provenance flags. For any purchase over a few thousand pounds, the full check is the relevant one.
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One field. A typical lookup completes in under a second, using the same UK vehicle records relied on by trade buyers and insurers.