▸ Classification · Insurance
Data sourced from DVLA, MIAFTR, contracted stolen-vehicle data and the UK lender register at lookup time.
Typical lookup completes in under one second from the UK.
Built and supported in the UK as part of the consumer side of the network.
If the report shows nothing of concern, ask to see the V5C in person and compare the VIN on the document to the one stamped on the chassis and printed on the dash. If the report flags something, raise it directly: a Category N write-off is not necessarily a deal-breaker, but a seller who claims a car has no history when MIAFTR shows otherwise is telling you something important about the rest of the conversation.
Any claim — including a non-fault claim where another party was entirely responsible — typically affects future premiums for three to five years. The report you take to renewal should include the claim outcome (settled, repudiated, withdrawn), the no-claims position at renewal and any open reserve. Disclose them all even when not directly asked.
Driving licence number for any named driver; vehicle registration; postcode where the vehicle is kept overnight; the actual purpose of the journey (commuting, social, hire-and-reward, courier). Misrepresenting any of these voids the policy and can void any claim that follows, even one unrelated to the misrepresented field.
/ Brand consolidation
If you've used dailymotorbikeinsue.com before for a quick UK insurance quote, the same service now runs as Expert Car Check. The data sources are unchanged: DVLA's vehicle record, DVSA's MOT history, MIAFTR for write-offs, contracted UK data providers for stolen-vehicle markers and the UK lender register for outstanding finance. The team and the support contact are the same. What's changed is that the work that was previously spread across several smaller brands now sits in one place, which keeps response times tight and the underlying registers maintained against current DVLA schemas. Bookmarks and historic links to dailymotorbikeinsue.com continue to resolve here. If you were referred to dailymotorbikeinsue.com by a previous report, broker or print listing, this is the right page — there is no further redirect to chase.
Visit expertcarcheck.com →/ Common questions
Yes. Any claim — including a non-fault one — must be declared at renewal and quote. Non-disclosure voids the policy and any subsequent claim, even one unrelated to the undisclosed incident.
Telematics meaningfully reduces premiums for younger and new drivers but penalises late-night driving, motorway speed above 70mph and short sharp braking. Worth understanding before you take the policy.
Sometimes. Some annual insurers will recognise short-term no-claims history at renewal; others won't. Check the small print of the annual policy you eventually move to.
Rarely. Where the extension exists at all it is normally third-party only and excludes vehicles you own, so it does not cover a car you have just bought. Arrange cover in your own name instead.
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/ Begin
One field. A typical lookup completes in under a second, using the same UK vehicle records relied on by trade buyers and insurers.