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DVLA holds registration, keeper counts, VED and technical detail. DVSA holds MOT tests and advisories. MIAFTR is the insurance industry's own total-loss register. Stolen-vehicle markers come from contracted UK data providers, which aggregate insurer theft notifications and police-issued alerts. The finance position comes from participating UK lenders. Each finding in the report names the register it came from, so nothing is presented as fact without a source.

Short-term cover is bound through specialist UK underwriters rather than annual personal lines insurers. The policy is fully comprehensive, MID-registered within minutes of purchase and recognised by every UK police ANPR camera. No-claims earned on a short-term policy does not always count toward annual no-claims with mainstream insurers — check the small print of the renewal you ultimately move on to.

Any claim — including a non-fault claim where another party was entirely responsible — typically affects future premiums for three to five years. The report you take to renewal should include the claim outcome (settled, repudiated, withdrawn), the no-claims position at renewal and any open reserve. Disclose them all even when not directly asked.