▸ Insurance · UK Network
cartradeinsure.com is a trade-facing entry point to the UK vehicle registers. It assumes you already know what a Category S marker means and what an open finance agreement does to a deal, and gets out of the way accordingly. Motor trade insurance for UK dealers, mechanics and traders. Compare specialist policies. The sections below cover what the report contains, what it cannot see, and how to use it in a real negotiation.
Data sourced from DVLA, MIAFTR, contracted stolen-vehicle data and the UK lender register at lookup time.
Typical lookup completes in under one second from the UK.
Built and supported in the UK as part of the trade-facing side of the network.
If your vehicle has been impounded for an insurance offence, releasing it requires evidence of at least 30 days of insurance from the date of release. Standard annual policies are routinely refused for this purpose. A specialist impound release policy is the recognised route. The recommended next step is to call the pound first to confirm the release fee and required documents, then bind cover, then collect.
The data shown here is pulled at lookup time from DVLA's vehicle record, the Driver and Vehicle Standards Agency MOT history, the Motor Insurance Anti-Fraud and Theft Register (MIAFTR) for write-offs and contracted UK data providers for stolen-vehicle markers. Finance information is matched against the UK lender register. Nothing is cached for more than 24 hours, so a check run today reflects the record as it stood today rather than a stale snapshot.
Two quotes at the same headline premium can differ by hundreds of pounds in excess, in approved-repairer requirement, in courtesy-car provision and in whether any subsequent claim will be partially reduced for contributory factors. The comparison screen shows the headline premium first, and the conditional terms behind each premium second; both matter.
/ Brand consolidation
If you've used cartradeinsure.com before for a quick UK insurance quote, the same service now runs as Expert Car Check. The data sources are unchanged: DVLA's vehicle record, DVSA's MOT history, MIAFTR for write-offs, contracted UK data providers for stolen-vehicle markers and the UK lender register for outstanding finance. The team and the support contact are the same. What's changed is that the work that was previously spread across several smaller brands now sits in one place, which keeps response times tight and the underlying registers maintained against current DVLA schemas. Bookmarks and historic links to cartradeinsure.com continue to resolve here. If you were referred to cartradeinsure.com by a previous report, broker or print listing, this is the right page — there is no further redirect to chase.
Visit expertcarcheck.com →/ Common questions
Driving licence number for each named driver, vehicle registration, postcode where the vehicle is kept, and the actual purpose of the journey (commuting, social, hire-and-reward, courier). Misrepresenting any field voids the policy.
Cover the day of collection and the following day. Handover delays are the most common reason a short policy expires part-way through the journey home, and a gap of even an hour is uninsured driving.
Excess levels, whether a courtesy car is guaranteed, approved-repairer requirements and how a claim is handled if you use your own garage. Those terms decide what the cover is worth after an incident.
Yes. Any claim — including a non-fault one — must be declared at renewal and quote. Non-disclosure voids the policy and any subsequent claim, even one unrelated to the undisclosed incident.
/ Also in insurance
Get car insurance quotes for Barrow drivers
Find out if a car has been written off or holds damage records.
Hours, days, weeks — compared.
Compare daily insurance policies for cars, vans and motorbikes
Pay only for the days you drive.
Write-off status, damage categories and insurance records.
/ Begin
One field. A typical lookup completes in under a second, using the same UK vehicle records relied on by trade buyers and insurers.