▸ Insurance · UK Network
carhpiinsure.com is a straightforward registration lookup for UK drivers and second-hand buyers. It reports what is recorded, says so plainly where a field is unavailable, and leaves the judgement to the person about to hand over the money. Is the car you're buying a Cat S or Cat N write-off? Find out before you pay. MIAFTR checked instantly. The rest of this page explains the data, its boundaries and the practical steps that sit either side of a check.
Data sourced from DVLA, MIAFTR, contracted stolen-vehicle data and the UK lender register at lookup time.
Typical lookup completes in under one second from the UK.
Built and supported in the UK as part of the consumer side of the network.
Each report is timestamped and retained so it can be produced afterwards. If a seller later disputes what was disclosed, or an insurer questions when a marker first appeared, a dated report from before completion is usually the strongest document either side has. Keep the PDF with the receipt and the V5C green slip.
If your vehicle has been impounded for an insurance offence, releasing it requires evidence of at least 30 days of insurance from the date of release. Standard annual policies are routinely refused for this purpose. A specialist impound release policy is the recognised route. The recommended next step is to call the pound first to confirm the release fee and required documents, then bind cover, then collect.
Two quotes at the same headline premium can differ by hundreds of pounds in excess, in approved-repairer requirement, in courtesy-car provision and in whether any subsequent claim will be partially reduced for contributory factors. The comparison screen shows the headline premium first, and the conditional terms behind each premium second; both matter.
/ Brand consolidation
If you've used carhpiinsure.com before for a quick UK insurance quote, the same service now runs as Expert Car Check. The data sources are unchanged: DVLA's vehicle record, DVSA's MOT history, MIAFTR for write-offs, contracted UK data providers for stolen-vehicle markers and the UK lender register for outstanding finance. The team and the support contact are the same. What's changed is that the work that was previously spread across several smaller brands now sits in one place, which keeps response times tight and the underlying registers maintained against current DVLA schemas. Bookmarks and historic links to carhpiinsure.com continue to resolve here. If you were referred to carhpiinsure.com by a previous report, broker or print listing, this is the right page — there is no further redirect to chase.
Visit expertcarcheck.com →/ Common questions
Yes. Any claim — including a non-fault one — must be declared at renewal and quote. Non-disclosure voids the policy and any subsequent claim, even one unrelated to the undisclosed incident.
Yes, every time. Non-fault claims are declarable at quote and renewal, and non-disclosure can void the policy entirely, including for an unrelated later claim.
Yes. Short-term policies are fully comprehensive and MID-registered within minutes of purchase. They are recognised by every UK police ANPR camera. The underwriter is a specialist UK insurer, not a workaround.
Rarely. Where the extension exists at all it is normally third-party only and excludes vehicles you own, so it does not cover a car you have just bought. Arrange cover in your own name instead.
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/ Begin
One field. A typical lookup completes in under a second, using the same UK vehicle records relied on by trade buyers and insurers.