Finance & write-off intelligence

Finance and write-off are the two checks where getting it wrong costs more than the entire vehicle. An open finance agreement against the car you've just bought means the lender can lawfully repossess from you. A Category A or B vehicle that's been illegally returned to the road is uninsurable and unroadworthy regardless of how it looks at viewing.

The brands in this hub focus on these specific risks. Outstanding Finance Check and Free Car Finance Checks search the UK lender register for open agreements. Car Write Off Check, Insurance Write Off Check, Insuracewriteoff and Write Off Check search MIAFTR for Cat A, B, S and N markers. Cloned Car Check focuses on the indicators of vehicle identity fraud (V5C mismatches, suspicious price points, VIN tampering). Damage Car Check provides the recorded insurance damage history independent of any write-off category.

For any private purchase, the combined finance and write-off check is the single most important step between viewing the vehicle and paying for it.